$299,900
2040 Lane 120 Hamilton Lake
Lakefront living on Hamilton Lake in Cold Springs Resort. This furnished (with the exception of a few things that are available for purchase-please ask for a list), 3 bedroom/2 bath cottage has been maintained meticulously and has had many updates in the last 5 years. In 2024- roof, washer, microwave, pergola and basement encapsulation. 2023- water softener, entry doors, water heater. 2022-new electrical box, sump pump. 2021- dock and lift. 2020-whole home mini split system, whole home LVP flooring and complete 2nd floor remodel. Dock and Boat Lift are included in the sale. Fenced in side yard and large shed to house all of your lake toys and lawn equipment. Cold Springs has many amenities including a golf course, dance hall, private beach and seasonal restaurant with some of the best views on the lake. This property is on leased ground with an annual lease. Hamilton is a golf cart friendly community. Pack your suits and move right in.
North on State rd 1 from 4 way in Hamilton to Lane 120. Property is on the left
Cable Available, Ceiling Fan(s), Closet(s) Walk-in, Deck Open, Deck on Waterfront, Dryer Hook Up Electric, Eat-In Kitchen, Patio Covered, Main Level Bedroom Suite, Main Floor Laundry
Sale IncludesMicrowave, Refrigerator, Washer, Window Treatments, Boat Lift-Covered, Dryer-Electric, Oven-Electric, Water Softener-Owned
Map to 2040 Lane 120 Hamilton Lake, Hamilton, IN 46742
MLS #
202526748
Date Listed
2025-07-10
Status
Active
Property Type
Residential
Property SubType
Site-Built Home
Square Feet
2076 sqft
New Construction
No
Style
Two and Half Story
Type
Site-Built Home
Basement
Yes
Bedrooms
3
Bathrooms
2
Annual Taxes
$1,968.64
Year Taxes Payable
2025
Year Built
1900
Virtual Tour
propertypanorama.com »
Days on Market
2
Additional
Design
Cabin/Cottage
Cooling
Other, Multiple Cooling Units
Heating
Other Heating System
Golf Course
Yes
Main Level Laundry
Yes
Room Dimensions
Living Room
19 × 18
Main Level
Dining Room
12 × 8
Main Level
Kitchen
10 × 12
Main Level
Master Bedroom
12 × 16
Main Level
2nd Bedroom
11 × 17
Upper Level
3rd Bedroom
8 × 14
Upper Level
Recreation Room
20 × 20
Lower Level
Bathroom Locations
Full Baths
2 Main
External Features
Construction
Site-Built Home
Exterior
Vinyl
Lot Size
10,890 sq ft
Acreage
0.25 Acres
Lot Dimensions
86x76
Sewer
Public
Water
Well
Fence
Metal
Location
Area
Steuben County
Location
Lake
County
Steuben
Subdivision
Cold Springs Cottage Park
Township
Otsego
City
Hamilton
State
IN
Zip
46742
Schools
School District
Hamilton Community
Elementary
Hamilton
Middle School
Hamilton
High School
Hamilton
Financial
Financing Terms
Cash, Conventional
Assoc. Dues
$0.00 Not Applicable
Other Fees
$8,828.00 Annually
| MLS # | 202526748 |
|---|---|
| Date Listed | 2025-07-10 |
| Status | Active |
| Property Type | Residential |
| Property SubType | Site-Built Home |
| Square Feet | 2076 sqft |
| New Construction | No |
| Style | Two and Half Story |
| Type | Site-Built Home |
| Basement | Yes |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Annual Taxes | $1,968.64 |
| Year Taxes Payable | 2025 |
| Year Built | 1900 |
| Virtual Tour | propertypanorama.com » |
| Days on Market | 2 |
| Design | Cabin/Cottage |
|---|---|
| Cooling | Other, Multiple Cooling Units |
| Heating | Other Heating System |
| Golf Course | Yes |
| Main Level Laundry | Yes |
| Living Room | 19 × 18 | Main Level |
| Dining Room | 12 × 8 | Main Level |
| Kitchen | 10 × 12 | Main Level |
| Master Bedroom | 12 × 16 | Main Level |
| 2nd Bedroom | 11 × 17 | Upper Level |
| 3rd Bedroom | 8 × 14 | Upper Level |
| Recreation Room | 20 × 20 | Lower Level |
| Full Baths | 2 Main |
| Construction | Site-Built Home |
|---|---|
| Exterior | Vinyl |
| Lot Size | 10,890 sq ft |
| Acreage | 0.25 Acres |
| Lot Dimensions | 86x76 |
| Sewer | Public |
| Water | Well |
| Fence | Metal |
| Area | Steuben County |
|---|---|
| Location | Lake |
| County | Steuben |
| Subdivision | Cold Springs Cottage Park |
| Township | Otsego |
| City | Hamilton |
| State | IN |
| Zip | 46742 |
| School District | Hamilton Community |
|---|---|
| Elementary | Hamilton |
| Middle School | Hamilton |
| High School | Hamilton |
| Financing Terms | Cash, Conventional |
|---|---|
| Assoc. Dues | $0.00 Not Applicable |
| Other Fees | $8,828.00 Annually |
MLS# 202526748
IDX information provided by the Indiana Regional MLS.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing Provided Courtesy of Jamy Merritt
Century 21 Bradley-Lake Group
Cell: 260-667-4851
Listing updated July 10, 2025 at 5:30 pm
Last checked 11 minutes ago
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